You don't need a PayPal account to buy products on TpT. You can also use a credit card, or if you're spending $20 or more, a school purchase order.
To sell products, you need a PayPal account so that we can send you your TpT earnings. TpT payments to Sellers are made via PayPal by default.
We pay out Seller earnings on a monthly basis. Earnings for each month arrive the following month, no later than the 21st. Optional expenses, such as advertising costs, are automatically deducted from your payout.
The maximum we can send via PayPal at one time is $50,000. In the event that you earn more than $50,000 in a month (it happens!), we will send you multiple payments.
See more about what to do if you can't open a PayPal account.